SBA 7(a) Loans for Business Financing

Gellyfish is the option that offers the reliability and flexibility your business deserves.

If you are looking for business financing, SBA (7a) is a loan option you should definitely consider. This is one of the most popular loan programs the SBA offers to small business and with good reason.

Proceeds from 7a loans can be used to solve a wide array of challenges business owners face every day at competitive long-term and low interest rate options.

What Are SBA 7(a) Loans?

These are loans guaranteed by the Small Business Administration (SBA) to provide financial assistance to small businesses. Funds obtained through 7(a) loans can be used towards a variety of purposes, including short-term or long-term working capital, purchasing an existing business, refinancing existing business debt, or purchasing furniture, fixtures, and supplies. These are some real-life examples of possible uses for a 7(a) loan:

  • Business acquisition
  • Partner buy-out
  • Purchasing equipment
  • Purchasing real estate
  • Working capital injection

What Are the Differences Between SBA 7(a) Loans and SBA 504 Loans?

While 7(a) loans are capped at $5 million, 504 SBA loans can range from $25 thousand to an excess of $20 million.

The 7a loan is one loan issued through an SBA approved lender and the SBA 504 loan is participatory in that the loan is split between an approved SBA lender and the SBA.

The interest rates on a 504 loan are fixed, while 7(a) loans have can be fixed or variable rates.

Find the Business Financing Solution that Works for You

Our experts will craft a personalized plan to help you achieve your goals

Certainty of Execution in SBA 7(a) Loans for Business Financing

Gellyfish Commercial provides access to cost-effective financing solutions tailored to your needs. Our mission is facilitating commercial cash flow with the certainty of execution that sets your business up for success.

Our client-first approach translates into a lean, stress-free processes, and unparalleled service.

We look forward to working with you to outline all available options catered to your request and help you make an informed financing decision. Call us today at (877) 800-4493 or fill out the online form for a free quote.


Commercial Real Estate Financing

At Gellyfish Commercial we offer a broad spectrum of commercial real estate financing options. Our deep expertise and decisive approach allow us to provide our clients with effective financing solutions tailored to the Southern California market.
Know more

Equipment Financing

Having the right tools is a critical aspect to the success of any company. That’s why at Gellyfish Commercial we provide cost-effective and flexible equipment financing solutions to help you reach your business goals.
Know more


Gellyfish facilitates the commercial cash flow of businesses of all sizes and across all industries.

Contact us today and get started on a customized financing solution designed to meet your needs.